This book is great. The text is straightforward, simple, practical, and informative for any young person wanting to be more financially-literate. Fowles covers everything from paying off educational debt in a timely manner, improving credit scores, managing/eliminating credit card debt, investing options, saving plans, budgeting, and making major financial decisions wisely (like buying a house). Aside from the practical advice and her game-plan style for implementing better financial practices, Fowles defines financial lingo (such as "net worth") in a way that's easy for the most financially-illiterate individuals-i.e. self-to comprehend. So, if you're looking for a crash-course on personal finance that costs less than Financial Peace University and has everything in one place that hours of Googling might procure, pick up this book for $10.85 on Amazon, or request it from your local library (Go Penny Pinchers!). One of my many mottos: The more you know, the better you grow. Happy Reading!
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